What is WellSpent?
WellSpent is an income-first budgeting app. Declare your income, plan your fixed expenses and savings, then track your variable spending as the month unfolds. The running total always shows what you have left — no surprises at month end.
See it before you sign up
A budget you can actually read, from the plan down to the last coffee.
Know where the money actually went
Every category with its real spend next to what you planned, biggest first. Anything over plan is marked in red with the amount you went over by — no hunting through rows to find the problem.
Decide the numbers before the month does
Set a planned amount per category and per person. That plan becomes the line everything else is measured against, so overspending is obvious the day it happens rather than at the end of the month.
Rent, subscriptions, and every other bill
Recurring bills are templates: one transaction appears each period automatically, split into unpaid and paid so what's still outstanding is always at the top. Loans and instalment plans can carry an end date and stop on their own.
Day-to-day spending, in seconds
Add a spend with its category, payment method and who it belongs to. Search, sort, or filter down to just the categories that have gone over plan — and exclude a one-off like a reimbursement without deleting it.
Two things a spreadsheet won't do
The parts of WellSpent people tell us they didn't expect.
A budget isn't a one-person job
Invite your partner or housemates by email and give each person a role — admin, collaborator, or view-only. Income, payment methods and spending are attributed per person, so everyone works from the same numbers instead of comparing notes at the end of the month.
Your bank feed, already reconciled
Connect a bank and imported transactions are scored against the fixed expenses you already planned — amount, merchant name, payment method, category. A confident match waits in a To Review tab for one tap. Confirm a merchant once and identical charges match themselves from then on.
Use Cases
Built for real budgeting situations.
Couples & Families
Share one budget with different income sources and spending per person. Everyone sees the full picture.
Freelancers
Variable income? Set aside a tax reserve automatically based on your filing status and payment frequency.
Anyone Who Plans Ahead
Whether you're saving for a house or just trying to spend less on eating out — WellSpent helps you plan before you spend.
Pricing
Start free. Upgrade only if you outgrow it.
$0
Enough to run a real budget, not a trial.
Up to 2 people on a budget
Up to 2 income sources per person
Up to 2 alert subscriptions
Full planning, transactions, categories and savings
Coming soon
For households that need more room.
Unlimited people and income sources
Automatic bank sync through Plaid
Unlimited alerts, including new-transaction notices
No ads
Pro can't be bought yet — there's nothing to sign up for. The free plan stays free, and anything you set up now carries over.
Get the App
Access WellSpent from any device.
iOS
iPhone and iPad app — coming soon.
Android
Android app — coming soon.
About Us
WellSpent was built by a small team that got tired of budgeting tools that only show you what happened — not what's about to happen. We believe the best time to manage your money is before you spend it.